Taking your contracting further
Streamlined compliance
You’ve been contracting for a while. You don’t need hand-holding, you need things handled properly. We ensure your company structure is fit for purpose, helping you optimise tax, protect your income, and plan ahead as your earnings grow.
Smarter structures
As your income grows and contracts change, small inefficiencies add up. We help ensure your setup stays streamlined, practical, and working the way it should.
Reliable support
When deadlines tighten or circumstances shift, you need responsive, informed support. We’re here when it matters, so nothing slows you down.
Your earnings after tax, simplified!
Curious how your take-home pay compares as a contractor versus a permanent employee? Our calculator gives you a quick side-by-side view, so you can see the difference in your net income.
It’s a great starting point, and if you’d like a more detailed, personalised breakdown, our Solutions Advisors are here to help.
Compare our contracting solutions
Not sure which path to take?
Compare our solutions side-by-side to find the setup that matches your goals, income, and preferred level of control.
Umbrella PAYE
What It Means
You use our Fenero owned ready-to-go Umbrella Company.- You stay the contractor.
- We handle invoices, payments, and expense claims.
- Join instantly, leave anytime.
- Simple & flexible.
- Pay-as-you-go.
Best For You If
- You're new to contracting.
- You're on a short-term contract.
- You have visa restrictions.
- You're applying for a mortgage.
Pros & Benefits
Immediate setup.- All payroll taxes handled.
- Claim business expenses.
- Class A PRSI and Illness Benefit.
- Full insurance cover.
- Wellbeing programme.
- No setup/close costs.
- Fast payments.
- 24/7 Contractor Platform.
Cons & Restrictions
Lower take-home (11.25% employers PRSI is deducted from your invoice).- Less tax planning opportunities & control than PSC.
Umbrella Director
What It Means
- You use our Fenero owned ready-to-go Umbrella Company.
- You stay the contractor.
- Higher take home pay.
- Join instantly, leave anytime.
- Simple & flexible.
- Pay-as-you-go.
Best For You If
- You're new to contracting.
- You're on a short-term contract.
- Not ready to run your own company.
Pros & Benefits
- Immediate setup.
- All payroll taxes handled.
- Claim business expenses.
- Class S PRSI and no Illness Benefit.
- Full insurance cover.
- Wellbeing programme.
- No setup/close costs.
- Fast payments.
- 24/7 Contractor Platform.
Cons & Restrictions
- Not available on a restricted visa (you need at least Stamp 4)
- Not ideal if you're applying for a mortgage.
- Less tax planning opportunities & control than PSC.
Personal Service (Limited) Company
What It Means
- You run your own company.
- Fenero supports you with tax accounting, and setup.
- You provide the details through our contractor portal.
- We prepare and file your returns and accounts
Best For You If
- You earn €400+/day.
- You have a long-term contract.
- You want to employ someone.
- You want decision making and control.
- Want to build wealth.
Pros & Benefits
- Maximise your take-home pay.
- Have more control.
- Set your own salary.
- Build savings in your company.
- Invest or buy assets, e.g.: a car.
- Enjoy more tax planning & wealth management opportunities.
- Claim more expenses.
Cons & Restrictions
- For long-term contractors earning over €400/day.
- Not ideal if you're on a short contract.
- Setup takes longer.
- More fees and admin than Umbrella.
- More control and us to guide you.
Why experienced contractors choose Fenero:
Contracting tax and accounting specialists
20,000 + contractors helped over 16+ years
Tax and financial planning support
Dedicated Account Manager
Employee Wellbeing Assistance Programme
24/7 Access to our bespoke online platforms
Highest professional indemnity coverage
Premium, award-winning service
Our money-back service level guarantee
To give you peace of mind, we guarantee same-day payment processing.
If we don’t process your funds on the same business day we receive them, we’ll waive your Fenero fee for that period.
( While we guarantee same-day processing by Fenero, the timing of funds arriving in a contractor’s bank account is subject to external banking systems and may vary. )
FAQs
Knowledge Hub
From advice on claiming tax relief to a breakdown of what the Budget means for you, we have some great resources to help you navigate the often-complex contracting landscape.
Have any questions?
Fill in your details and one of our Solutions Advisors will call you back.
