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Umbrella Director

A ready-to-go solution for contractors who want a quick setup and a higher take-home pay.

You work as a contractor while Fenero handles payroll, taxes and compliance.

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Is this the best fit for your contracting career?

Ideal if you’re on a short-term contract, not ready to run your own limited company.

Fast setup with pay-as-you-go, hassle-free services.

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What's in it for you?

Immediate setup, higher take-home pay, Class S PRSI, business expense claims and full insurance cover.

Also an employee wellbeing programme, fast payments, and 24/7 access to our contractor platform.

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When should you consider other options?

If you have visa restrictions or are applying for a mortgage, consider Umbrella PAYE.

If you are a career contractor, a Personal Service Company might be better.

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The Benefits of an Umbrella Director

Thinking Umbrella Director might be right for you? Here’s what you’ll gain:

Immediate setup — start contracting instantly

Guaranteed same-day funds transfer

All payroll taxes handled (PAYE, PRSI, USC)

Claim allowable business expenses

Access Class S PRSI

Full insurance cover

No setup or closure costs

24/7 access to myFenero, our contractor platform

Why choose Fenero for your Umbrella Director

When you choose Fenero, you’ll enjoy:

Tax and accounting specialists for contractors & self-employed professionals

Premium award-winning service at great value pricing

16+ years' experience

Dedicated Account Manager

Tailored guidance and end-to-end support

Fast setup

Proactive tax and financial planning to maximise your income

24/7 access to myFenero, our contractor platform

Employee Wellbeing Assistance Programme

Our fee structure

Our service fee is:

€130 per month

(€62 after tax relief)

€37.50 per week

(€18 after tax relief)

No setup fees, no closure costs, no surprises

Pay-as-you-go service

Your earnings after tax, simplified!

Let’s chat about whether an Umbrella Director is right for you. In the meantime, try our simple tax calculator to see what your potential earnings could look like.

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Important details about Umbrella Director

You must hold at least a Stamp 4 or unrestricted work permission.

Fenero handles invoicing, payroll, taxes, and expenses.

Immediate setup — start contracting right away.

Access Class S PRSI, insurance cover, and wellbeing services.

Pay-as-you-go — leave at any time.

Not suitable for mortgage applications due to PRSI restrictions.

Next Steps

Ready to sign up? Here’s what happens next.

Step 1

Fill in our contact form and submit.

Step 2

Complete and submit a questionnaire that we send you.

Step 3

Once we receive it, our team will email you to get things moving.

Umbrella Director FAQs

Umbrella PAYE is best if you’re new to contracting, on a short-term contract, applying for a mortgage or have visa restrictions.

Umbrella Director is designed for contractors on a Stamp 4 or unrestricted visa, who want higher take-home pay and a little more control.

Both options are pay-as-you-go, with no setup or closure costs. If you’re unsure which is right for you, our team can help you choose the best fit for your contract and circumstances.

Have any questions?

Fill in your details and one of our Solutions Advisors will call you back.

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Knowledge Hub

From advice on claiming tax relief to a breakdown of what the Budget means for you, we have some great resources to help you navigate the often-complex contracting landscape.

Don’t have enough money to pay your income tax bill?
Tax tips

Don’t have enough money to pay your income tax bill?

April 9, 2025

Claiming tax-free expenses: 10 common mistakes
Tax tipsReliefs and expenses

Claiming tax-free expenses: 10 common mistakes

April 4, 2024

Is it okay to borrow money from your limited company?
ContractingTax tips

Is it okay to borrow money from your limited company?

April 4, 2024

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Our friendly, expert advisors are always ready and happy to chat by phone, email or in person! Get in touch today to let us know how we can help you.

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  • +353 1 687 7400
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